Yield-bearing loan assets create a rate floor, so capital earns even when utilization is low.

Borrow against BTC and ETH with higher leverage, tighter spreads, and more stable rates.

How tranched markets, cascading supply, and productive debt work together to build better vaults.

Today’s market structure forces lenders into a false choice: accept money-market-like yields on blue-chips, or chase returns on sketchy, correlated collateral. Here’s how tranched markets break this trade-off.

Lotus is a tranched DeFi credit market designed to deliver higher yields on high-quality collateral.